About Me

 

My name is Steve Prince, and I’ve been serving the mortgage needs of Florida families for more than 25 years. I take pride in helping people achieve homeownership, build wealth, and experience financial confidence - because owning a home isn’t just a transaction, it’s a foundation for life.

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My Background

 

My journey began in 1998 with World Savings Bank, where I was trained as both a Community Loan Representative and a Real Estate Appraiser. Those two roles gave me a unique dual perspective on property valuation and lending that still shapes how I serve my clients today.

 

By 2001, I joined a small mortgage firm in Palm Beach Gardens to pursue bigger goals and greater growth. Within a year, I built a thriving book of business and a full team committed to excellence. Two years later, I founded Team One Lending, Inc., which went on to be recognized by Fox News as one of the area’s most trusted mortgage experts.

After the 2008 market shift, I redirected my focus but never lost my passion for helping people. Today, I’m proud to serve as a Mortgage Loan Specialist with American Financial Network, Inc. DBA Ideal Lending Solutions, headquartered in West Palm Beach, Florida.

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My Philosophy

 

I’ve always believed that success in this business comes down to one thing - relationships.

 

I often say:

“I’m not in the mortgage business, I’m in the relationship business.”

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Every client, every referral partner, every transaction - it’s all personal to me. I don’t just process loans; I guide people through one of the most important financial decisions of their lives with honesty, clarity, and precision.

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How I Work with Agents

 

Even though I also own a real estate brokerage, my lending practice is not about competition - it’s about collaboration. My goal is to help other agents close deals faster, smoother, and with full confidence that their clients are in expert hands.

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I see myself as an extension of your business, working behind the scenes to protect your reputation, support your goals, and elevate the overall client experience. I treat every deal like it’s my own, because in many ways, it is.

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Beyond the Office

 

When I’m not structuring deals or helping families reach the closing table, you’ll usually find me working out, playing golf, or spending time with my three incredible kids. I’m passionate about health, mindset, and personal growth—and I believe that discipline and gratitude are the real keys to success.

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I take the same mindset I bring to fitness and life and apply it to every loan file: focus, precision, and follow-through.

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Let’s Connect

If you’re looking for a lender who values relationships as much as results, I’d love the opportunity to connect. Whether you’re a homebuyer ready to take the next step, or a real estate agent looking for a trusted mortgage partner, I’m here to help you win.

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