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Ideal Lending Solutions | 5589 Okeechobee Blvd Ste #101, West Palm Beach, FL 33417

American Financial Network, Inc., DBA Ideal Lending Solutions, is not a government entity; CORP NMLS# 237341 ; Equal Opportunity Employer ; Equal Opportunity Lender American Financial Network, Inc. 10 Pointe Drive, Suite 330, Brea, CA 92821. Click here to view our current licensing information as listed on NMLS® Consumer Access.

American Financial Network, Inc. is an Equal Housing Lender. As prohibited by federal law, we do not engage in business practices that discriminate on the basis of race, color, religion, national origin, sex, marital status, age (provided you have the capacity to enter into a binding contract), because all or part of your income may be derived from any public assistance program, or because you have, in good faith, exercised any right under the Consumer Credit Protection Act. The federal agency that administers our compliance with these federal laws is the Federal Trade Commission, Equal Credit Opportunity, Washington, DC, 20580.

Copyright 2012 Steven R. Prince, P.A.

Residential Lending

  •  Conventional Loans - 30year, 15 year, Fixed and Adjustable​

  •  FHA - just 3.5% down payment​

  •  VA - 100% financing to our veterans​

Loan Docs Needed.

Financials

 

[  ] Last 2 Years PERSONAL Tax Returns - ALL PAGES

[  ] Last 2 Years W2’s (if applicable)

[  ] Last 2 Years BUSINESS Tax Returns – ALL PAGES and

Schedules (if applicable)

 

Income

[  ] Last 30 Days of Pay Stubs

[  ] Child Support or Alimony - Court Ordered (if applicable)

[  ] Social Security Award Letter (if applicable)

[  ] Proof of Retirement (if applicable)

[  ] Rental Income – Copy of leases – Should show on

Schedule E of Tax Return

 

Assets

[  ] Last 2 Months Bank Statements - ALL PAGES

[  ] Checking, Savings, 401k, IRA, Stocks, Ect.

 

Other Docs

[  ] Copy of Driver’s License (Clear Copy)

[  ] Copy of Social Security Card / Resident Alien

[  ] Divorce Decree (if applicable)

Additional Docs Required “IF” REFINANCE

 

[  ] Copy Homeowners Insurance

[  ] Copy of ALL Mortgage Statement

[  ] Copy of Owner’s Title Policy and Survey

 Commercial Lending

  •  SBA Deals - 7A Program, 504 Program

  •  USDA Deals

  •  Government Deals - FHA Apartments, FHA Healthcare Section 232/223

  •  FNMA/FHLMC

  •  Conventional Deals - Office, Retail, industrial, Hotels, Conveinence Stores, Gas Stations, Apartments, ect  ​

  •  Niche Deals - Churches, Hard Money Bridge, Stated Deals​

Items Needed

  • Last 3 Years BUSINESS Tax Returns - ALL PAGES

  • YTD Profit and Loss

  • Commercial Loan Proposal Summary Sheet

Must be completed by all Commercial applicants.